Payroll deductions

EPF, SOCSO and EIS Salary Deductions in Malaysia

Gross salary is not the same as take-home salary. These common deductions are part of why your net pay is lower than the offer-letter number.

What each deduction means

EPF is retirement savings contribution. SOCSO supports social security protection. EIS supports employment insurance. The employee portions reduce take-home pay.

Why estimates can differ from payroll

This calculator uses percentage-based EPF and simplified SOCSO/EIS estimates. Actual payroll may use official wage bands, contribution schedules and employer payroll settings. Always verify final payslip-sensitive amounts with payroll or official sources.

DeductionHow it affects take-home pay
EPF employeeUsually the largest monthly deduction
SOCSO employeeSmaller amount, subject to wage ceiling in this estimate
EIS employeeSmall percentage, subject to wage ceiling in this estimate
Income tax estimateRises with chargeable income under progressive rates

When to check this carefully

Check deductions carefully when you change jobs, receive a bonus, become a tax resident or non-resident, turn 60, or have special EPF contribution rules.